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BRIGHTON FINANCIAL ADVICE

Average pension in Brighton

Average pension in Brighton

If you’ve been paying into your pension and managing your own finances all your life, you might now be ready to speak to a qualified financial advisor to make sure you get the most out of it once you retire.

Many financially independent people in Brighton and the surrounding areas have benefited from professional financial advice over the years, whether it’s regarding pensions, investments or general savings. The South East region, in fact, has the highest average pension fund size in the country, so it’s perhaps no surprise that financial advice is in high demand there. People in the region:

  • Have an average pension of £135,305
  • Have a life expectancy of 81 years
  • Should expect a pension shortfall of £15,935

Whatever your requirements, it’s important to get a hold of your finances as you head towards retirement so you know you’re giving yourself the best chance of the lifestyle you want.

Property market in Brighton

Part of your financial plans might involve looking at your home’s potential contribution to your pension fund. With an average house price of £355,948 in the South East region, you could be sitting on equity that could change the whole complexion of your retired years. Moreover, the average house price there has increased by 10.5% year on year, so it’s absolutely worth speaking to a financial advisor to understand your options.

There may be tax-free allowances you’re not considering or changes to legislation you need to align with—no matter your situation, we’re here to help you find an expert financial advisor to maximise your financial potential.

Where do people in Brighton retire to?

Financial advice in Saltdean, Brighton

Saltdean

For those who love a stunning sea view and plenty of room to stretch out in retirement, Saltdean might be the one. It’s only a stone’s throw from bustling Brighton and features an enviable amount of coastline, which is equally ideal for hiking and cycling enthusiasts and beach bums alike.

Financial advice in Woodingdean, Brighton

Woodingdean

How about all the best bits of Brighton, but with better views and more space? Head to Woodingdean to spend your days in a place where there’s plenty going on and, whenever you feel like it, plenty of public transport to get you down to the beach, too. It’s just up the hill from both Ovingdean and Rottingdean, plus Brighton Beach itself, and just down the hill (approximately two miles) from the home of Brighton and Hove Albion FC, the American Express Community Stadium.
Financial advice in Preston Park, Brighton

Preston Park

Some incredible Victorian architecture merges with the modern in Preston Park to deliver a truly striking place to live, so it’s plain to see why plenty of retirees love it. There’s a noticeably warm community feel and all the goings-on you could want during your days off in Preston Park, including the biggest Pride festival in the country. The gardens are a bit bigger there, too, just for the days when the park doesn’t quite cut it.

Why you should speak with an advisor

Getting the financial advice you need couldn’t be easier. All you have to do is provide a bit of information about yourself and the services you need and we’ll handle the rest for you.

Thanks to our wide network of qualified advisors, we’ll be able to connect you with the right person at the right time so you can discuss your retirement goals with someone in the know.

At first, you’ll be able to take up the offer of a completely free consultation over the phone for up to an hour. This means you’ll have plenty of time to chat about your circumstances, your requirements and the potential fees and processes that might be involved, should you decide to go ahead with the advisor from there.

That’s where the peace of mind comes in: on the one hand, the initial consultation is free and there’s no obligation to spend from there, while on the other hand, there’s every potential you’ll get more from your pension than you ever thought possible—all from a quick enquiry that takes mere minutes.

Click to Find a Financial Advisor in Brighton

FREQUENTLY ASKED QUESTIONS

Do I Need a financial advisor Do I need a financial advisor

Do I need a financial advisor?

A financial advisor can offer valuable insight and expertise on a wide range of common financial concerns.

Key situations in which a financial advisor is likely to be valuable include:

  • Exploring your options during key life events such as retirement

  • Comparing quotes for pensions or insurance products

  • Investing large sums of money

  • Inheritance tax planning and intelligent saving

How much does an advisor cost How much does an advisor cost

How much does an advisor cost?

The cost of using a financial advisor can vary depending on your needs. You may be able to resolve your issues in a single consultation, or you may benefit from a more long-term collaboration.

At Local Financial Advice we're dedicated to providing a transparent and cost-effective experience for all customers:

  • Free, no-obligation initial consultation - Discuss your issues in detail and make a decision about whether you’d like to proceed before making any commitment.

  • Total transparency - Any costs associated with purchasing any product or service from your financial advisor will be broken down in detail.

How can I speak with my advisor? How can I speak with my advisor?

How can I speak with my advisor?

Many of the advisors we work with are flexible with how they can meet with you.

  • Your advisor will often try to first get in touch with you by phone to talk about the kind of advice you need.

  • If you decide to continue with their advice, advisors can meet you face-to-face. You can discuss any safety precautions the advisor should take if you arrange for them to visit your home.

  • Throughout your time speaking with your advisor, you may receive emails from them. These will often simply be to confirm your information or the details of future meetings you book with them.

Our Service Our Service

Is the advice one-off or ongoing?

The type of advice you need depends on your circumstances.

  • We encourage everyone we connect with an advisor to discuss their financial needs in detail so they can receive the right amount of advice.

  • You may only need one-off advice if you need help choosing a long-term product to support your retirement, such as an annuity.

  • If you need flexibility with your money, you may prefer ongoing advice from your advisor with you speaking every six months or year to see how your money is performing.

  • Whatever help you need, your advisor will clearly lay out the costs involved. These can be one-off costs or recurring, such as a fund management fee.

Photo credits: Main image, Brighton houses, Saltdean, Happy Valley, Preston Park