EXETER FINANCIAL ADVICE

Average pension in Exeter

Average pension in Exeter

We’ve crunched the numbers on retirement facts and figures in the South West of England and found that people there tend to:

  • Have an average pension of £127,361
  • Have a life expectancy of 80 years
  • Should expect a pension shortfall of £19,531

On average, locals have one of the longest life expectancies in the country, which is great news for those looking to enjoy a long and well-earned retirement. To achieve that, though, it takes years of financial planning and it isn’t always easy to do it on your own.

That’s why we work with financial advisors in Exeter and the surrounding areas to help you get the assistance you need. Whether it’s advice about managing your pension fund, getting the most out of your home, or making use of certain tax allowances, we’re here to connect you with the right advisor for your needs.

Property market in Exeter

As you approach retirement, it’s a natural step to think about the property you own or, indeed, what the property market is looking like if you rent and you’re perhaps looking to move elsewhere. There’s a range of options available to you either way and, with the help of an advisor, you’ll be able to make sure that none of them passes you by.

The average house price in the South West region is £294,906 according to government data. Moreover, that’s a rise of 13.7% on the previous year, so, whether you want to downsize, upsize, rent out or release equity, picking your time to do so will be crucial.

In order to get you access to quality advice to help you do that, we work with specialists offering a range of financial advice in Exeter, so we can always try to match the right one to your specific scenario. No matter which financial topics you want to discuss with them, the first hour’s consultation will be free and you’ll have no obligation to continue with the services thereafter.

Where do people in Exeter retire to?

Financial advice in Moretonhampstead, Exeter

Moretonhampstead

It’s not uncommon for people to head west towards or, indeed, into Dartmoor National Park for their retirement. A half-hour drive connects Exeter to the idyllic market town of Moretonhampstead, where the houses look like they’re straight out of a film and the local attractions, from castles to estates to exhibitions, seem like they could keep anyone busy for years.

Financial advice in Exmouth, Exeter

Exmouth

The idea of moving to the seaside is in just about everybody’s thought processes when it comes to retirement. Exmouth offers up the ideal location for it just a few miles south of Exeter. A Blue Flag-winning beach in Sandy Bay and an array of fantastic seafood restaurants along the banks of the River Exe make it positively perfect for living out those later years.
Financial advice in Topsham, Exeter

Topsham

Downriver from Exeter is the vibrant town of Topsham, the residents of which are proud of its busy social life, quayside views, and distinctive architecture. The quality and diversity of food on offer will please the most discerning of diners, with award-winning restaurants supplemented by top-notch pubs for all palates. Rather understandably then, it’s a popular place for would-be retirees.

Why getting financial advice is important

Rainy days have an annoying habit of creeping up on us. Sudden illness or a broken boiler can spell disaster for your savings and financial goals. That’s where thinking ahead can pay off. If you’re keen to make the most of your hard-earned money, working with a financial consultant or advisor in Exeter can help.

An advisor has the financial expertise to help you make your money work harder, by supporting you to:

  • Take advantage of tax relief
  • Make informed decisions on your investments
  • Build a solid plan to achieve your short, medium and long-term goals
  • Avoid financial pitfalls and plan for rainy days

We can help you take the first step towards financial advice if you think working with an expert could benefit you. The advisor partners we work with have decades of knowledge and we can match you with the most qualified expert for your needs in seconds. Tell us the type of advice you need and your contact details, and we’ll do the rest!

Our service

Local Financial Advice’s free advisor matching service connects people all over the UK daily with FCA-regulated experts. Wherever you’re based in Exeter, we’ll match you with the financial advice expert that’s right for you.

So whether you are looking for advice on your retirement plans, investments, wealth management, financial planning or thinking about your long-term financial future, we can help put you in contact with a trusted financial advisor who will listen to your needs.

Learn more about how we help you connect to local financial advice experts, how our free advisor matching service works and why over 900 happy customers rated us Excellent on Trustpilot.

Click to Find a Financial Advisor in Exeter

FREQUENTLY ASKED QUESTIONS

Do I Need a financial advisor Do I need a financial advisor

Do I need a financial advisor?

A financial advisor can offer valuable insight and expertise on a wide range of common financial concerns.

Key situations in which a financial advisor is likely to be valuable include:

  • Exploring your options during key life events such as retirement

  • Comparing quotes for pensions or insurance products

  • Investing large sums of money

  • Inheritance tax planning and intelligent saving

How much does an advisor cost How much does an advisor cost

How much does an advisor cost?

The cost of using a financial advisor can vary depending on your needs. You may be able to resolve your issues in a single consultation, or you may benefit from a more long-term collaboration.

At Local Financial Advice we're dedicated to providing a transparent and cost-effective experience for all customers:

  • Free, no-obligation initial consultation - Discuss your issues in detail and make a decision about whether you’d like to proceed before making any commitment.

  • Total transparency - Any costs associated with purchasing any product or service from your financial advisor will be broken down in detail.

How can I speak with my advisor? How can I speak with my advisor?

How can I speak with my advisor?

Many of the advisors we work with are flexible with how they can meet with you.

  • Your advisor will often try to first get in touch with you by phone to talk about the kind of advice you need.

  • If you decide to continue with their advice, advisors can meet you face-to-face. You can discuss any safety precautions the advisor should take if you arrange for them to visit your home.

  • Throughout your time speaking with your advisor, you may receive emails from them. These will often simply be to confirm your information or the details of future meetings you book with them.

Our Service Our Service

Is the advice one-off or ongoing?

The type of advice you need depends on your circumstances.

  • We encourage everyone we connect with an advisor to discuss their financial needs in detail so they can receive the right amount of advice.

  • You may only need one-off advice if you need help choosing a long-term product to support your retirement, such as an annuity.

  • If you need flexibility with your money, you may prefer ongoing advice from your advisor with you speaking every six months or year to see how your money is performing.

  • Whatever help you need, your advisor will clearly lay out the costs involved. These can be one-off costs or recurring, such as a fund management fee.