Average pension in Guildford

Average pension in Guildford

Stumped about how much you should be saving for retirement? You may not know what the future holds, but knowing what other pensioners save can give you something to aim for.

We’ve crunched the numbers so you don’t have to and found that on average, people in Guildford:

  • Have an average pension of £135,305
  • Have a life expectancy of 81 years
  • Should expect a pension shortfall of £15,935

Now that you know what the typical Guildford pension looks like, you’ll need to see how it compares to your own retirement goals. Financial advice is key to this process. An advisor can give you the full support and guidance you need to determine your goals and make a plan to achieve them.

Are you ready to start working with a retirement expert? Our free service saves you hours of searching and reading reviews. We’ve helped soon-to-be retirees find a financial advisor in Guildford so they can enjoy happier retirements. It all starts with a free 60-minute no-obligation consultation.

Property market in Guildford

If you think your pension pot and the State Pension are your only sources of retirement income, think again! Being a homeowner means you have more opportunities to boost your retirement income. Downsizing to a smaller forever home could help you save on bills. And if you’re an over 55 homeowner, you could be eligible to free up tax-free cash with equity release and live life on your own terms.

According to Zoopla, the average Guildford house price is £613,679, a 6.8% increase from 2020. As more people move out of London and housing demand grows, this might be the right time to get financial advice on downsizing or equity release.

Working with a financial advisor can help you discover all your retirement income options. If you’re worried about not having enough to afford the retirement you deserve, a free consultation could help.

Where do people in Guildford retire to?

Financial advice in Charlotteville, Guildford


Architect Henry Peak designed Charlotteville in the 1860s as a place people could live, work and get everything they needed without having to venture further. Today, its charming village feel has never been stronger with its cycling club and bustling community centre. History buffs will also appreciate its grand historic cottages and the former workhouse known as ‘The Spike’.

Financial advice in Horsham, Guildford


Retirees looking for a little more countryside feel can’t do worse than Horsham. From the picturesque market town, you can enjoy spectacular views of the Surrey Hills and Box Hill. And with a National Trust garden on your doorstep, you’ll have plenty of opportunities to unwind, exercise and spend quality time with the family.
Financial advice in Farnham, Guildford


You’ll find this market town on the Hampshire border, 17km outside Guildford. Farnham boasts grand Georgian houses, views of Farnham Castle and two parks. It also has strong ties to the arts and was the home of painter W H Allen. Despite its quiet charm, the town comes alive at night with folk gigs, opera, stand up comedy shows and much more.

Why it's important to get pension advice now

We spend so much of our time putting money in our pension pots that it can feel like an afterthought. If you’re close to retirement age you might be wondering if your savings are enough. Now that you know the average pension in Guildford, it’s up to you to decide what an ideal retirement means to you.

Perhaps it's going on that dream holiday or renovating your home. Whatever your goals, working with a financial advisor in Guildford could help you get there. A no-obligation consultation could offer the guidance and direction you need to build a solid retirement plan.

Ready to start building your plan? We’re here to help you take the first step. Our free service connects people all over Guildford with their ideal advisor in less than 60 seconds - and it could help you too!

You’re only seconds away from connecting with your local expert. Click the link below to get started.

Click to Find a Financial Advisor in Guildford


Do I Need a financial advisor Do I need a financial advisor

Do I need a financial advisor?

A financial advisor can offer valuable insight and expertise on a wide range of common financial concerns.

Key situations in which a financial advisor is likely to be valuable include:

  • Exploring your options during key life events such as retirement

  • Comparing quotes for pensions or insurance products

  • Investing large sums of money

  • Inheritance tax planning and intelligent saving

How much does an advisor cost How much does an advisor cost

How much does an advisor cost?

The cost of using a financial advisor can vary depending on your needs. You may be able to resolve your issues in a single consultation, or you may benefit from a more long-term collaboration.

At Local Financial Advice we're dedicated to providing a transparent and cost-effective experience for all customers:

  • Free, no-obligation initial consultation - Discuss your issues in detail and make a decision about whether you’d like to proceed before making any commitment.

  • Total transparency - Any costs associated with purchasing any product or service from your financial advisor will be broken down in detail.

How can I speak with my advisor? How can I speak with my advisor?

How can I speak with my advisor?

Many of the advisors we work with are flexible with how they can meet with you.

  • Your advisor will often try to first get in touch with you by phone to talk about the kind of advice you need.

  • If you decide to continue with their advice, advisors can meet you face-to-face. You can discuss any safety precautions the advisor should take if you arrange for them to visit your home.

  • Throughout your time speaking with your advisor, you may receive emails from them. These will often simply be to confirm your information or the details of future meetings you book with them.

Our Service Our Service

Is the advice one-off or ongoing?

The type of advice you need depends on your circumstances.

  • We encourage everyone we connect with an advisor to discuss their financial needs in detail so they can receive the right amount of advice.

  • You may only need one-off advice if you need help choosing a long-term product to support your retirement, such as an annuity.

  • If you need flexibility with your money, you may prefer ongoing advice from your advisor with you speaking every six months or year to see how your money is performing.

  • Whatever help you need, your advisor will clearly lay out the costs involved. These can be one-off costs or recurring, such as a fund management fee.