The years of freedom that await you in retirement are tantalising, to say the least, but you’ll know as well as anyone that it takes some careful financial planning to get there.
That’s why many people in the Halifax area seek the guidance of a qualified financial advisor when the time is right. Even if everything seems to be in order, there can be some lingering questions that need answers to help you gain the confidence that you’re definitely heading in the right direction.
The advisors we work with in the area will be able to discuss how your situation compares to the averages across Yorkshire and the Humber and, indeed, what opportunities you might have before you. For a start, we know that people in the region typically:
You can dig into the details of how your own circumstances compare with a qualified advisor and get the financial recommendations you need to prepare for the future.
If you’re a homeowner in Halifax, you might be wondering what to do with your property in your later years. Is it the home you want to retire in or would you prefer to downsize and move to a different area? Is it possible to remortgage or convert part of your home into a bed and breakfast for some extra income?
Government data puts the average cost of a house in Yorkshire at £194,518, which is 15.8% up on the previous year, so there could even be a financial opportunity in the increased value of your home.
All of this and more can be covered in a consultation call with a financial advisor in Halifax and, better still, it’ll be totally free for the first hour. Whether you’ve decided what to do or your plans are up in the air for your retirement, there’s an advisor out there for you and it’s our job to connect you with them.
Southwest of Halifax in the Upper Calder Valley is the small market town of Sowerby Bridge, where there’s plenty on offer for people who have left their working lives behind. The Moorcock Inn is the diamond in the dale that is Calderdale, located just south of Sowerby in Longley, while the surrounding countryside is perfect for dog-walkers and hill-hikers alike.
Home to the Brontë family, Haworth is nothing less than a bona fide Yorkshire idyll. The history of the place speaks for itself, but the feel of it has to be experienced first-hand—it’s why many people in the area choose to settle down there. Even when the famous weather draws in on the moors, it’s as picture-perfect as you would expect from a county like Yorkshire.
Rainy days have an annoying habit of creeping up on us. Sudden illness or a broken boiler can spell disaster for your savings and financial goals. That’s where thinking ahead can pay off. If you’re keen to make the most of your hard-earned money, working with a financial consultant or advisor in Halifax can help.
An advisor has the financial expertise to help you make your money work harder, by supporting you to:
We can help you take the first step towards financial advice if you think working with an expert could benefit you. The advisor partners we work with have decades of knowledge and we can match you with the most qualified expert for your needs in seconds. Tell us the type of advice you need and your contact details, and we’ll do the rest!
Local Financial Advice’s free advisor matching service connects people all over the UK daily with FCA-regulated experts. Wherever you’re based in Halifax, we’ll match you with the financial advice expert that’s right for you.
So whether you are looking for advice on your retirement plans, investments, wealth management, financial planning or thinking about your long-term financial future, we can help put you in contact with a trusted financial advisor who will listen to your needs.
Learn more about how we help you connect to local financial advice experts, how our free advisor matching service works and why over 900 happy customers rated us Excellent on Trustpilot.
A financial advisor can offer valuable insight and expertise on a wide range of common financial concerns.
Key situations in which a financial advisor is likely to be valuable include:
Exploring your options during key life events such as retirement
Comparing quotes for pensions or insurance products
Investing large sums of money
Inheritance tax planning and intelligent saving
The cost of using a financial advisor can vary depending on your needs. You may be able to resolve your issues in a single consultation, or you may benefit from a more long-term collaboration.
At Local Financial Advice we're dedicated to providing a transparent and cost-effective experience for all customers:
Free, no-obligation initial consultation - Discuss your issues in detail and make a decision about whether you’d like to proceed before making any commitment.
Total transparency - Any costs associated with purchasing any product or service from your financial advisor will be broken down in detail.
Many of the advisors we work with are flexible with how they can meet with you.
Your advisor will often try to first get in touch with you by phone to talk about the kind of advice you need.
If you decide to continue with their advice, advisors can meet you face-to-face. You can discuss any safety precautions the advisor should take if you arrange for them to visit your home.
Throughout your time speaking with your advisor, you may receive emails from them. These will often simply be to confirm your information or the details of future meetings you book with them.
The type of advice you need depends on your circumstances.
We encourage everyone we connect with an advisor to discuss their financial needs in detail so they can receive the right amount of advice.
You may only need one-off advice if you need help choosing a long-term product to support your retirement, such as an annuity.
If you need flexibility with your money, you may prefer ongoing advice from your advisor with you speaking every six months or year to see how your money is performing.
Whatever help you need, your advisor will clearly lay out the costs involved. These can be one-off costs or recurring, such as a fund management fee.