READING FINANCIAL ADVICE

Average pension in Bolton

Average pension in Reading

Think it’s too soon to think about your future pension pot? It may not seem like a priority now, but thinking ahead can help you plan for the future you want.

We’ve done research for you and found that, on average, people in the South East tend to:

  • Have an average pension of £135,305
  • Have a life expectancy of 81 years
  • Should expect a pension shortfall of £15,935

The average pension figure should give you a rough estimate of what to aim for if you’d like to retire in Reading. There are many things to consider such as your health, goals and what kind of lifestyle you’d like. That’s why it helps to speak to a financial advisor.

We’ve matched countless soon-to-be retirees with Reading-based experts to help them plan ahead. Our advisor partners have worked with them to help them understand what they’d like to achieve and build roadmaps to success. And, they could do the same for you too.

We’ll help you save time reading reviews and searching for an advisor. Our free service matches you with a local expert in just a few clicks.

Property market in Reading

There are many things to consider when you retire such as what hobbies you’d like to explore and where you’ll go on your next big holiday. But have you ever thought about where you’ll call home?

You might feel perfectly comfortable in your family home, but realise that it’s time for a refresh or that extension. Or perhaps you’d like a fresh start with a move to a cosy home in the countryside. All these options require money, and if you’re a homeowner you have a lot more options to explore.

Many people choose to sell their family homes and downsize to smaller, more manageable properties. While others future proof their homes by using equity release to free up cash for home improvements.

According to Rightmove data, homes in Reading have an average price of £389,819. This figure has risen 6% from the previous year and has the potential to rise as housing demand grows in the Reading area. If you’re considering selling your home, this might be a good time to speak to a financial advisor about your home’s value and products like equity release.

Where do people in Reading retire to?

Financial advice in Woodley, Berkshire

Woodley

This suburb is the largest in the greater Reading area and offers all the amenities you can think of such as supermarkets, family-friendly pubs and a welcoming waterside pub. Learn about local history at the Museum of Berkshire Aviation. Or visit Dinton Pasture Country Park for cycling, hiking, sailing and much more.

Financial advice in Earley, Reading-1

Earley

From modern homes to 1930’s homes with period charm, Earley offers something for everyone. It has a strong community feel and is growing ever popular with families and retirees alike. Well-tended parks and a nature reserve offer ample opportunities to explore and stay active. Reading is also well within reach with excellent transport links and a central train station.
Financial advice in Caversham, Berkshire

Caversham

You’ll find this well sought after suburb on the edge of the Chiltern Hills, north of Reading. Areas like Caversham Heights are especially ideal for retirees that want a luxury retirement. Golf courses and a country club are some of the amenities on your doorstep. And should you fancy a shopping trip in town, Reading is only a 10-minute drive away.

Why getting financial advice is important

Whether you’re an accounting whizz or need help with creating a budget, money is never easy to talk about. Whatever your financial know-how, speaking with a financial advisor can help you better achieve your goals. They can also help you avoid financial pitfalls and take advantage of tax relief you might otherwise miss.

Of course, taking the first step is always the hardest part. We’re here to help you do just that. Our free advisor matching service works in seconds. Tell us what advice you need and where you’re based and we’ll find an expert in your area. Your advisor will then get in touch and invite you for a free consultation.

This session comes with no obligation to take your advisor’s services and you’re always in control. Your advisor will also be upfront if they feel that advice isn’t right for you. And, in the rare instance that you’re not happy with your advisor, we’ll connect you with a new one - no questions asked.

Learn more about how we help you connect to local financial advice experts, how our free advisor matching service works and why over 900 happy customers rated us Excellent on Trustpilot.

Click to Find a Financial Advisor in Reading

FREQUENTLY ASKED QUESTIONS

Do I Need a financial advisor Do I need a financial advisor

Do I need a financial advisor?

A financial advisor can offer valuable insight and expertise on a wide range of common financial concerns.

Key situations in which a financial advisor is likely to be valuable include:

  • Exploring your options during key life events such as retirement

  • Comparing quotes for pensions or insurance products

  • Investing large sums of money

  • Inheritance tax planning and intelligent saving

How much does an advisor cost How much does an advisor cost

How much does an advisor cost?

The cost of using a financial advisor can vary depending on your needs. You may be able to resolve your issues in a single consultation, or you may benefit from a more long-term collaboration.

At Local Financial Advice we're dedicated to providing a transparent and cost-effective experience for all customers:

  • Free, no-obligation initial consultation - Discuss your issues in detail and make a decision about whether you’d like to proceed before making any commitment.

  • Total transparency - Any costs associated with purchasing any product or service from your financial advisor will be broken down in detail.

How can I speak with my advisor? How can I speak with my advisor?

How can I speak with my advisor?

Many of the advisors we work with are flexible with how they can meet with you.

  • Your advisor will often try to first get in touch with you by phone to talk about the kind of advice you need.

  • If you decide to continue with their advice, advisors can meet you face-to-face. You can discuss any safety precautions the advisor should take if you arrange for them to visit your home.

  • Throughout your time speaking with your advisor, you may receive emails from them. These will often simply be to confirm your information or the details of future meetings you book with them.

Our Service Our Service

Is the advice one-off or ongoing?

The type of advice you need depends on your circumstances.

  • We encourage everyone we connect with an advisor to discuss their financial needs in detail so they can receive the right amount of advice.

  • You may only need one-off advice if you need help choosing a long-term product to support your retirement, such as an annuity.

  • If you need flexibility with your money, you may prefer ongoing advice from your advisor with you speaking every six months or year to see how your money is performing.

  • Whatever help you need, your advisor will clearly lay out the costs involved. These can be one-off costs or recurring, such as a fund management fee.